One of the many challenges of being in debt is
entertainment. Going to the movies, dinner out, or a family vacation may not be
possible on a budget. However, that does not mean you have to bypass all forms
of entertainment since there are many low-cost or free options.
Find Cheap or Free Museum Passes
If you check
your local library, you may be able to obtain low-cost or free museum
passes which your family can borrow. Many communities offer these passes on a
regular basis to patrons of the library. There may be some restrictions which
apply, but the cost savings can be significant. You may also wish to contact
your local community center or senior center to see what resources they have
available.
In most instances, these passes are donated by another
patron, so they may have waiting lists, so you will want to plan ahead. Instead
of purchasing a high-cost meal, pack a lunch from home and carry it along with
you. Exploring local museums is educational, and can also be another way to
enjoy fun and entertaining activities on a budget.
Free or Inexpensive Community Events
Many towns post some type of community calendar on a regular
basis. You may find it on a local Facebook page or on your town's regular
website. Check out upcoming events and you could find activities like movie
nights, breakfasts run by community groups like Lions Clubs or Masons, or pot
luck community dinners.
Most of these events will cost between $3.00 and $10.00 per
person, but they are far less expensive than going to a restaurant.
Additionally, you will be supporting community activities and donations
provided by these groups.
Reading Groups, or Dance and Exercise Classes
Some people may find dance and exercise classes are
available through a local senior center, community center, or their local VFW
or American Legion. These classes are usually offered free, or for $5.00 or
less per person. This is a great way to meet others in your community, get some
exercise and enjoy yourself without breaking your budget.
If you love to read, there are often reading groups locally
who are in search of new members. Books are selected by the group for reading
and most of the time can be obtained from your library. If you cannot
find a class or group like this locally, consider approaching your local senior
or community center and being an organizer of one of these events in your
community.
Consider Community Service Organizations
Many communities have numerous volunteer organizations
including town beautification committees, fraternal
organizations, or newcomers' clubs. These groups often charge a membership
fee, but they are also open to having someone volunteer their time without
being a member. Some of these groups organize bus trips, town appreciation
days, and other community events which you could have the opportunity to
participate in for a fraction of what it would cost if you were not
volunteering. In some cases, you may be able to participate for no fee.
Getting involved with a town project which involves your
entire family can be very rewarding. Not only will you be showing your children
the value of community involvement, you will get the added benefit of meeting
people you might otherwise not have the opportunity to get to know.
Getting your financial life in order is challenging,
particularly since you will be cutting corners to reduce your debt.
Participating in fun and entertaining activities on a budget does not mean you
have to stay home every night, you merely need to find events that fit your
lifestyle. Get creative, think outside the box, and continue working towards
your goal of being debt-free.
